New York Paid Family Leave 2027 premium is 0.452% of wages, capped at $451.81
- Jurisdiction
- New York
- Topic
- Paid leave
- Effective date
- 2027-01-01
- Who it covers
- New York employers that provide statutory Paid Family Leave coverage
- Status
- Verified against an official source
The law, summarized
- DFS decision dated August 31, 2026, issued under Insurance Law section 4235(n)(1) for coverage beginning January 1, 2027.
- 2027 rate: 0.452% of wages each pay period, not to exceed an annual maximum employee contribution of $451.81.
- Once an employee hits $451.81, no further PFL contributions are due for that calendar year.
- A 0.50 percentage-point piece of the rate change accounts for a 2027 eligibility rule for construction-industry workers (26 of the last 39 weeks, rather than 26 consecutive weeks with the current employer).
StateHR Take · AI-generated analysis, not legal advice
Who should act: New York payroll teams. Load the 0.452% rate and $451.81 annual cap before the first 2027 paycheck, and stop withholding once an employee reaches the cap. Confirm the details in the official source before acting.
Generated 2026-11-08T10:30-06:00
Official sources
- www.dfs.ny.govhttps://www.dfs.ny.gov/apps-and-licensing/health-insurers/pfl-rate-decision-2027-page