Benefits Verified

2027 HSA limits: $4,500 self-only, $9,000 family; HDHP deductible minimum $1,750

Jurisdiction
Federal (US)
Effective date
2027-01-01
Who it covers
Employers offering HSA-eligible health plans or excepted benefit HRAs
Status
Verified against an official source

The law, summarized

  • Source: IRS Rev. Proc. 2026-24 (applies to calendar year 2027).
  • The IRS had not yet published the 2027 401(k), health FSA or commuter limits as of Nov 1, 2026.
StateHR Take · AI-generated analysis, not legal advice

Who should act: Benefits teams. Update open-enrollment materials, payroll HSA caps and HDHP plan designs for 2027. Confirm the details in the official source before acting.

Generated 2026-11-01T12:00-06:00

Official sources

  • www.irs.gov
    https://www.irs.gov/pub/irs-drop/rp-26-24.pdf