Benefits HR law changes

EffectiveWhereTopicChangeWho it coversSource
2026-12-07Federal (US)BenefitsTransparency in Coverage final rules revise health plan price-disclosure files
Revises machine-readable price files and adds phone access to pricing information.
Non-grandfathered group health plans and insurersSource 1 Source 2
2027-01-01Federal (US)Benefits2027 HSA limits: $4,500 self-only, $9,000 family; HDHP deductible minimum $1,750
IRS Rev. Proc. 2026-24 sets 2027 HSA contribution limits of $4,500 (self-only) and $9,000 (family). An HDHP needs a deductible of at least $1,750/$3,500 and out-of-pocket max no higher than $8,700/$17,400. Excepted benefit HRAs can offer up to $2,250.
Employers offering HSA-eligible health plans or excepted benefit HRAsSource